Construction Insurance
We analyse each project individually, assessing operations, contracts and deadlines to design tailor-made cover solutions.
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Construction is a key driver of the economy,but also a complex sector.
At Grupo Concentra, we offer specialised insurance solutions for the construction sector, an area exposed to technical, legal and financial risks. Our policies cover everything from small buildings to large civil and industrial projects, providing comprehensive protection at every stage of the project and allowing our clients to focus on their work without worrying about unforeseen events.
Our team of expert technicians supports clients through risk assessment, underwriting and claims management, both nationally and internationally. At Grupo Concentra, our experience and reliability form the foundation of every solution, offering strong and adaptable cover that ensures peace of mind and confidence in every project, from the groundwork to final handover.
What do we insure?
Professional Liability Insurance
We offer essential cover against claims arising from errors, negligence or failures during the execution, design or management of a construction project.
In addition, we include General Liability cover for all parties involved in the construction process — developers, builders, contractors and subcontractors — with special focus on employer protection against potential third-party claims.
These policies protect the professional and financial assets of companies by covering personal injury, property damage and consequential losses that may occur during or after the completion of the project.
Construction All Risks Insurance (CAR)
The CAR insurance policy provides the most comprehensive cover for construction projects, protecting against accidental physical damage to works, equipment and machinery during construction. It offers protection from a wide range of unforeseen events, including natural phenomena, design errors, human mistakes and fire or theft risks.
Bonding and Surety Insurance
This insurance guarantees compliance with contractual obligations in public or private tenders and, in the real estate field, ensures the refund of buyers' deposits if the developer defaults, thereby promoting transparency and trust in business operations.
Property and Construction Equipment Insurance
Comprehensive protection for works, precision machinery, construction equipment, technology devices and materials against accidental damage caused by fire, theft, natural events or execution errors.
Business Interruption Insurance
A policy designed to ensure project continuity when unforeseen events temporarily halt construction work, covering compensation for delays, loss of profit and additional expenses during the stoppage period.
Ten-Year Structural Damage Insurance
Mandatory cover for residential buildings intended for sale, protecting against major structural defects for ten years from the completion of the project.
Collective Agreement Accident Insurance
Mandatory protection covering workplace accidents and occupational illnesses suffered by construction workers, in accordance with applicable collective bargaining agreements.
